Professional Investment Advisory

Your Wealth.
Our Process.
Built to Grow
With You.

SEBI-registered, fee-only advisory — built on the conviction that the everyday investor deserves better.

Minimum to Start
₹10 Lakhs
Or $10,000 for international clients
Fee Structure
0.99–1.49%
AUA-based · fully transparent
Commission
₹0
Zero bias. Always.
SEBI Registered
Fee-Only Advisory
Zero Commissions
Managed Accounts
60+ Years Combined Experience
The Problem

Most investors are sold products.
Very few are actually advised.

01

Fragmented advice

Your bank, your broker, and your mutual fund distributor each see one slice of your finances — never the whole picture.

02

Product-driven selling

Most "advisors" are paid to sell — by the institutions whose products they recommend, not by you.

03

Hidden commissions

Fees buried inside NAVs and expense ratios — quietly compounding against you, year after year.

04

No direct ownership

In a pooled fund, you own units — not the underlying securities. Less control, less visibility.

05

No active oversight

Once invested, most portfolios sit untouched — no rebalancing, no tax management, no second look.

Savestment exists to close that gap — fiduciary advice, full transparency, and active management, built around you.

Our Approach

A unique blend of intelligent automation and hands-on advisory.

SEBI-registered Investment Advisers paired with a technology platform that keeps your portfolio always working, always optimised.

Step 01

Financial Planning

Every relationship starts with a comprehensive financial plan — mapping your full financial landscape before a single investment is made.

Portfolio Styles
Tailored to Your Risk Appetite
Aggressive
High-growth, equity-led for long-term wealth
High Risk
Balanced
Optimal mix of growth and stability
Medium
Conservative
Capital preservation with steady returns
Low Risk
Step 02

Advisory

Our advisers take time to understand your life, goals, and risk appetite — then build a strategy around them, not a product around a sales target.

Advisor Access
Your Advisor, Always Accessible
You
Should I increase US allocation this quarter?
SA
Given your 22% global exposure, a move to 28% makes sense.
Step 03

Execution

Our technology platform automates your trades with precision, speed, and zero friction — turning strategy into a live, working portfolio.

Live Portfolio
Consolidated Wealth View
Indian Stocks
62%+3.2%
Global
22%+1.4%
Bonds
10%+0.6%
Total
₹1.34 Cr
Return
+3.3% ↑
Step 04

Active Management

Systematic, data-led portfolio management designed to manage risk with discipline and remove emotional decision-making from investing — markets move, and so does your strategy, on evidence rather than instinct.

Active Management
Portfolios That Adapt
Before
Eq
Bd
Alt
After
Eq
Bd
Alt
RebalancedToday
The Savestment Edge

Automated investing with expert guidance.

A unique blend of intelligent automation and hands-on advisory from SEBI-registered Investment Advisers — so your portfolio is always working, always optimised.

Step 01
Converse
Our advisers take time to understand your life, goals, and risk appetite — then build around them.
Step 02
Collaborate
Seamless onboarding with a dedicated adviser guiding every step of your financial journey.
Step 03
Execute
Our technology platform automates your trades with precision, speed, and zero friction.
Insight-DrivenFiduciary FirstZero Commission BiasHuman + Tech Hybrid
Managed Account

Not just advisory. Not just execution.
A fundamentally different approach.

Your portfolio,
built entirely
around you.

Constructed around your financial situation, life stage, goals, and risk appetite — then actively managed, tax-optimised, and continuously rebalanced.

Direct ownership of every underlying security
24/7 visibility into holdings, fees, and performance
Tax-loss harvesting and tax-smart asset placement
Integrates with estate planning and generational goals
01
Personalisation
A portfolio uniquely constructed around your financial situation, life stage, goals, and risk appetite.
02
Tax-Efficient
Tax-loss harvesting and tax-smart asset placement help you keep more of what you earn, year after year.
03
Actively Managed
Experts continuously monitor, rebalance, and adapt your strategy as markets evolve.
04
Ultimate Control
Experts handle execution, but final decisions always rest with you. Your account, your mandate.
05
Complete Transparency
24/7 visibility into holdings, fees, and performance. Clear, detailed statements with no hidden information.
06
Holistic Alignment
Integrates seamlessly with estate planning, asset protection, and generational wealth goals.

Managed Account Strategies

Strategies suited to your goals and geography.
India Heavy Portfolio
Indian equities, bonds, commodities, REITs, global ETFs, and alternatives — scaled to overall portfolio size.
US Investing
US equities, ETFs, commodities, REITs, and bonds for focused exposure to American markets.
Global Investing
Diversified across US, Europe, and Rest of World — equities, commodities, REITs, ETFs, and bonds.
MF Realignment
Realignment of existing mutual fund portfolios for efficient asset allocation and diversification.
Our Vision

More than a wealth platform.
Your financial co-pilot.

“We built Savestment because the everyday investor deserves better — better advice, better access, and better outcomes.

Born out of the desire to bring transparency, trust, and advanced technology to the world of investing.

Savestment empowers you to build and protect your wealth — minus the noise. With the integration of seasoned strategic advisors and deep family-office expertise, our platform represents the ultimate convergence of human insight and flawless automated execution.

Savestment is the Investment Advisory unit of Multistrato Capital Advisors Private Limited, registered with SEBI under INA000015969 — designed around you, not around commissions.

Leadership

Our Leadership Team

60+ years of combined experience across equity research, wealth management, and corporate finance — built by people who've managed money long before they managed a platform.

Kuntal Bhansali
Kuntal Bhansali
Founder & Principal Officer

Savestment founder Kuntal Bhansali started his journey more than 20 years back as an Equity Research Analyst, going on to become a fund manager with Reliance Capital PMS — gaining hands-on experience managing money for high-networth individuals early in his career.

Piyush Khandelwal
Piyush Khandelwal
Managing Partner

Piyush Khandelwal is a Chartered Accountant and seasoned investment advisor with over 16 years of experience across wealth management, financial planning, and tax strategy — focused on building a disciplined structure that helps clients build, protect, and grow their wealth.

Amit Mehra
Amit Mehra
Managing Partner

Amit Mehra is a seasoned finance and investment professional with over two decades of experience across corporate finance, financial strategy, and business excellence — focused on building a high-trust advisory practice that simplifies wealth creation for individuals and families.

The Comparison

See how we compare across the wealth landscape.

FeatureMutual FundsDIY / BrokersTraditional PMSSavestment
Core PhilosophyMass-market product salesDIY stock pickingExclusive, complex feesStrategic wealth structuring with radical transparency
Asset OwnershipPooled fund unitsDirect in your accountDirect in your accountDirect ownership. Absolute control and visibility
Minimum Investment₹500 SIP₹1 (cost of 1 share)₹50 Lakhs (SEBI mandate)₹10 Lakhs / $10,000
Management Fee~1.5–2.25% hidden in NAVNilHigh (2.0–3.0%)1.0–1.49% on Eligible AUA · billed transparently
Performance FeeNoneNoneOften 15–20% above hurdleNone. We don't penalise your success
Exit Penalties~1% if sold within 1 yrNone. Highly liquidSteep. Up to 3% within 1–3 yrsNone. Complete liquidity
CustomisationZero. StandardizedHigh, but unguidedUsually standardizedBespoke. Tailored to your goals

Who We Work With

Built for investors across every life stage and wealth level.
Working ProfessionalsWealth building for high-income earners.
Business OwnersCorporate and personal wealth in sync.
NRIsIndia and global assets, managed together.
HNIs / UHNIs & FamiliesGenerational wealth and estate planning.
Platform + Experience

Everything to track, understand, and grow your wealth.

Download the Savestment app to track your portfolio, access advisor insights, and manage your investments — all in one place.

Real-Time Tracking
Live portfolio performance across all asset classes.
Consolidated Wealth View
Your complete financial picture in one screen.
Transparent Reporting
Clear, detailed statements with no hidden information.
Advisor Access
Direct access to your investment advisor.
Service Plans & Pricing

Transparent, AUA-based fees.
No commissions. No product bias.

Core
₹10 Lakh – ₹1 Cr AUA
$10,000 – $100,000
1.49%
per year of Eligible AUA · billed monthly
  • /Financial Plan
  • /Investment Management
  • /Advisor Support
One-Time Onboarding Fee
₹9,999
Includes risk profiling, financial setup, goal mapping & initial portfolio structuring.
Choose Core
Most Popular
Wealth
₹1 Cr – ₹3 Cr AUA
$100,000 – $300,000
1.25%
per year of Eligible AUA · billed monthly
  • /Financial Plan
  • /Investment Management
  • /Advisor Support
  • /Existing Portfolio Review
  • /Insurance Planning
One-Time Onboarding Fee
₹9,999
Includes risk profiling, financial setup, goal mapping & initial portfolio structuring.
Choose Wealth
Private
₹3 Cr+ AUA
$300,000+
0.99%
per year of Eligible AUA · billed monthly
  • /Financial Plan
  • /Investment Management
  • /Advisor Support
  • /Existing Portfolio Review
  • /Insurance Planning
  • /Basic Tax Planning
  • /Will Planning
One-Time Onboarding Fee
₹9,999
Includes risk profiling, financial setup, goal mapping & initial portfolio structuring.
Choose Private

Frequently Asked Questions

Is there an account minimum?+
Where are my assets held?+
How do I get started?+
How is Savestment different from a broker?+
Is Savestment SEBI Registered?+
How often is my portfolio rebalanced?+
Can I cancel anytime?+
Is my financial data safe?+
Download the App

Start your wealth
journey today.

Track your portfolio, access advisor insights, and manage your investments — all in one place.

SEBI RIA Registration: INA000015969

Savestment mobile app dashboard